Real estate appraisal services for homeowners in the city of Buckhannon and Upshur County

The top reasons WV homeowners use Keri Phillips Appraisals:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. To challenge a WV property tax assessment
  3. Remove PMI to reduce a mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in Upshur county or WV by determining the true market value of real estate in question

Do you own a house in or near Buckhannon? Do you need help determining the price of your real estate?
Contact Keri Phillips Appraisals.

At Keri Phillips Appraisals, we understand the special needs of a customer looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experienced in helping people just like you rid themselves of unwanted PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Keri Phillips Appraisals is your chief weapon.

HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Keri Phillips Appraisals can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Keri Phillips Appraisals can We can assist you. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.